Let’s face it, building stuff is excellent. However, real estate development can get tricky fast. One wrong move and you could be stuck with a money pit instead of a masterpiece. Fear not, future mogul! Here are 10 battle-tested tips to dodge disaster and build a development empire that’ll make even the fanciest architect jealous.
Overall, the declining savings and rising debt trends create a challenging environment for commercial real estate lending. It could lead to a decrease in loan availability, higher borrowing costs, and a slowdown in the overall market.
This CRE lending snapshot summarizes real estate financing trends in 2023, highlighting the most active lenders for different property types. This data is intended to help real estate investors and professionals understand which lenders were most active for different property types during 2023.
Overall, the outlook for CRE is cautiously optimistic. The market is adjusting to the new normal, and there are signs of a potential rebound later this year.
This past week, thousands of real estate professionals descended upon San Diego to attend the NMHC Apartment Strategies Conference. There, a distinguished lineup of multifamily experts provided insight.
This notice revises several provisions in SOP 50 10 7.1, which governs the SBA’s 7(a) and 504 loan programs. The revised provisions are effective as of the date of the notice.
Thank you for being a part of our family. We wish you a Thanksgiving filled with love, laughter, and happiness.
How Commercial Borrowers Can Leverage Interest Rate Swaps to Mitigate Risk Commercial borrowers often utilize interest rate swaps to manage
The Small Business Administration (SBA) offers a variety of commercial real estate loan options to help businesses acquire, construct, or expand their properties.
The CRE landscape has transformed significantly in 2023, with key trends and insights shaping the current landscape and informing expectations for the last quarter of the year.
When it comes to financing multifamily and commercial real estate, the assumption that a bank is the sole option for borrowers is far from the truth. In today’s dynamic market, while banks and credit unions play a role, there exists a multitude of alternative financing options.
Getting started in commercial real estate can be lucrative, but it’s important to approach it strategically.
Allocating capital is a complex process, involving individual investor criteria and the consideration of the most suitable risk-return profile. The capital stack can help simplify this decision-making process.
How do you negotiate financing options for commercial real estate?
Industrial real estate appears to have reached an inflection point and is poised to bounce up next year as the sector normalizes in the wake of the pandemic, according to a research notes.
On September 11, 2001, terrorists killed nearly 3,000 people and injured more than 6,000 others in the worst attack against the homeland in our nation’s history.
Cap rate, short for capitalization rate, is a crucial metric in the world of real estate investment. It serves as a benchmark for comparing property values and offers a quick estimate of your expected return on investment (ROI). In essence, cap rates can be distilled into a simple formula:
Cap Rate = Net Operating Income (NOI) / Current Market Value
Acquiring and rehabbing properties can be the key to successful real estate investments. It not only increases resale value and profit but also allows investors to enter new markets and diversify their portfolios.
Generative AI – known by various brand names including ChatGPT, Bard, DALL-E and DeepMind – could help transform the commercial real estate sector.
Financing your growth and expansion is crucial, and the Small Business Administration (SBA) loan program offers a wide range of credit options with extended repayment terms and small down payments. Before you dive into the application process, it’s essential to understand how SBA loans work and explore your program options. In this guide, we’ll walk you through the key steps and benefits of SBA financing.
1031 is a great way to preserve equity, reposition assets and defer substantial amounts in taxes. 1031 Exchanges can be a great estate planning tool for real estate investors.
Wishing everyone a bright and healthy New Year from INSIGNIA Financial Services LLC! https://insigniafs.com/wp-content/uploads/2022/12/IFS-2023-Happy-New-Year-Facebook-Post-1-1.mp4
Freddie Mac will begin accepting ownership of two- to four-unit properties (duplexes, triplexes or quadplexes) as relevant experience for all loans in its Optigo® Small Balance Loans (SBL) program.
Investing in real estate is a very lucrative business, but you can only succeed with access to capital.
Private and hard money loans are great options for real estate investors because they give you access to capital with fewer requirements and greater certainty.
Low supply and strong demand will limit the extent home prices depreciate. If our forecast for Fed rate cuts is realized, mortgage rates are likely to fall slightly, which will spur an improvement in sales activity and reignite home price appreciation heading into 2024.
Join Root Realty and INSIGNIA Financial Services LLC for the Southside Landlord Enrichment Event
In this quick post, we’ve answered some of the most frequently asked questions concerning Homeowner Association (HOA) loans to fund capital projects, repairs and maintenance while avoiding special assessments.
Long term rental loans, or DSCR (debt service coverage ratio) loans, have become popular in recent years for investors looking to buy and hold properties. Borrowers love them because these loan types allow them to qualify for a financing using their property’s cash flow rather than their income, and lenders love them because they can be highly accretive to their loan portfolios held for investment.
Now is an ideal time to review your commercial real estate financing that may be maturing within the next two to four years and determine whether it would be beneficial to refinance in advance of the scheduled Maturity Date. Consider key factors, such as the ability to lock in a new rate and access equity or reduce risk with an extended term, while also weighing pre-payment terms to determine how much may be saved over the term of a new loan.
INSIGNIA Financial Services provides access to comprehensive debt placement and equity syndication for all your commercial real estate financing needs, including conventional agency financing, permanent financing, bridge loans, rate and term refinances, cash-out refinances, investment equity lines and loans, as well as acquisition and rehab loans
INSIGNIA Investor DSCR+ Loan
DSCR as Low as .75x
620 Minimum FICO
Cash Out Up to $750K
85% LTV with a 720+ FICO
Loan Amounts Up to $2.5MM
Interest Only Up to 80% LTV
No Personal Income Qualifying
First Time Investors Welcome
LLC, LP, Corp, or Individual
Warrantable & Non-Warrantable Condo
Good cause eviction legislation has been gaining momentum in recent months, especially in New York state. Since last summer, four upstate cities have passed good cause eviction laws, including Albany, Poughkeepsie and Newburgh. Meanwhile, smaller towns like New Paltz, Kingston, and Hudson are also considering passing similar bills.
The year that just ended was dominated by a new variant of COVID-19, and the surge in the Omicron strain meant a
Could agency lending be the right fit for your multifamily investment? While there are many options to consider when financing your multifamily property, INSIGNIA is here to help you navigate the process. For more information, talk to one of our multifamily experts or get an instant quote through our instant quote tool.
As we follow the aftermath of this weekend’s tornadoes, we’re thinking of all those in the central and southern U.S.
Time is running out for businesses to get COVID funding from the Small Business Administration. Are you leaving money on the
Yet, most investors don’t know how to take advantage of these tax benefits. A real estate investor focused, virtual CFO will
The vast majority of apartment properties are performing well despite the crisis caused by the coronavirus; however, that may change if lawmakers do not renew or replace the programs supporting millions who lost jobs or income, according to mid-2020 forecasts from economists at three apartment market research firms.
INFORMATION AND RESOURCES FOR SMALL BUSINESS DURING COVID-19 As our global community looks to contain and combat COVID-19 (or what’s
On March 27, 2020, the President of the United States of America enacted the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”), that increases the maximum Small Business Administration’s 7(a) loan amount to $10 million and would expand allowable uses of 7(a) loans to include payroll support (including paid sick or medical leave), employee salaries, mortgage payments, insurance premiums and any other debt obligations.
The information provided herein is intended for business users only and is not intended for use by the general public or individual, personal, or household consumers. Programs may be cancelled or modified at any time without prior notice. Programs may not be available in all jurisdictions. These materials are intended to provide general information to the reader. This information is made available with the understanding that INSIGNIA Financial Services, LLC is not engaged in rendering legal, accounting, or other professional services. We use reasonable care in providing information but cannot guarantee accuracy or completeness. Information is provided with no warranty, express or implied, any and all such warranties are expressly disclaimed. We assume no liability for any loss, damage, or expense from errors or omissions in these materials, whether arising in contract, tort, or otherwise. Freddie Mac® and Optigo® are registered trademarks of Freddie Mac. Fannie Mae® is a registered trademark of Fannie Mae. INSIGNIA Financial Services LLC is not affiliated with the Department of Housing and Urban Development (HUD), Federal Housing Administration (FHA), Freddie Mac or Fannie Mae.