Flexible Financing
Fix & Flip Loans
Residential Bridge Loans for a Wide Range of Renovation Scenarios
Funding Your Vision
We offer a full menu of fix & flip, construction, and bridge loan programs enabling investors to capitalize on the exceptional real estate opportunities that exist nationwide.
- 1-4 Unit Renovation Loans
- Acquisition + Flip
- Acquisition + Rental Rehab
- Rental Portfolio Roll-Ups
- Student Housing Conversions
- Substantial Rehabilitation
Program Details
- Terms up to 12 months
- Loan Amount: $50k – $3M
- 100% LTC up to 75% of ARV
- Full term interest-only
- No prepayment penalty
Qualifications
65% ARV – Experience: 0-2 Past Projects Exited
Product Spotlight
100% Fix & Flip Premier
Competitive Rates • Super-Fast Funding
This Fix-to-Flip loan is perfect for the experienced flip investor who has an excellent credit score of and verifiable income/cash flow. The unique benefit of this product is you can get a rehab loan for 100% of the purchase price and rehab costs, up to 75% of ARV, retaining more of your available cash for other projects and expenses.
Most real estate private lenders do not offer 100% financing fix & flip rehab loans. The 100% Fix & Flip Premier is one of the most unique private lending products for residential real estate investment on the market.
Discuss your needs with an expert
Why Our Clients Choose Us
Our dynamic team of highly skilled lending professionals are focused on delivering favorable outcomes, superior service, and fostering long-term relationships with clients.
Performance
We are client-centric and performance driven dealmakers. Your success is our success.
Specialization
We're seasoned lending professionals with thousands of loans funded.
Transparency
We provide a transparent engagement, diligence and closing process.
Certainty
Capitalize on more opportunities with greater certainty of execution.
Fix & Flip
- SFR, 2-4 units, condo, PUD
- Loans from $100K
- Single asset loans
- Aggregation credit lines
- Fixed rates
- Foreign Nationals eligible
- Terms from 6 - 24 months
Fix & Rent
- SFR, 2-4 units, condo, PUD
- Up to 80% LTC / 100% of rehab
- Fixed rates
- Foreign Nationals eligible
- No personal income qualification
- Terms from 3 years to 30 years
Build to Rent
- SFR and 2-4 units
- Loans to $5M
- 12-24 Month Term
- Fixed rates
- Full term interest only
- Interest reserves available
- Negotiable releases on multi-asset projects
- Spec development permitted
Portfolio Rehab
- Loans from $1.5MM
- SFR, 2-20 units, condo, rowhomes
- 75% (30-year amortizing); 70% (full-term I/O)
- Fixed rates
- Non-recourse available
Contact Us
The team at INSIGNIA Financial Services is available to discuss your financing needs and answer any questions you may have.
Send us a secure message using the form below.