Indicative Interest Rates
Commercial Mortgage and Real Estate Financing Interest Rates
Learn how commercial mortgage rates are determined and explore a wide range of financing solutions for various commercial real estate types.
With flexible financing options, diverse term lengths, and various features, we aim to provide you with more choices and better terms. Our goal is to simplify the loan process and offer competitive solutions for our clients.
Ready to explore your options or obtain a competitive quote? Reach out to our expert Commercial Loan Originators by clicking the button below or calling us at 800-616-2050.
Commercial mortgage rates are influenced by numerous factors, making it essential to understand the key determinants.
Some of these factors include:
Property Type: The type of commercial property, such as office, retail, industrial, or multifamily, can impact your mortgage rate.
Location: The property’s location plays a crucial role in rate determination, with different regions carrying varying rates.
Loan-to-Value Ratio (LTV): Lenders consider the LTV ratio, which is the loan amount relative to the property’s value, as it affects risk assessment.
Debt Service Coverage Ratio (DSCR): Your property’s income-to-debt ratio affects the mortgage rate. A strong DSCR can lead to more favorable rates.
Debt Yield: Lenders also evaluate the property’s potential income against the loan amount to gauge risk.
Borrower’s Financial Profile: Net worth, liquidity, credit rating, and level of experience in commercial real estate can impact your mortgage terms.
Commercial real estate encompasses a wide range of property types, such as office, retail locations, industrial facilities, mixed-use properties, multifamily residences, and more.
At INSIGNIA Financial Services, we provide comprehensive commercial real estate finance solutions, including:
- Commercial Mortgages
- Term Loans
- Mini-Perm Loans
- Bridge Loans
- HUD 232/223(f) Loans
- Permanent Financing
- SBA 7a & SBA 504 Loans
- USDA B&I Loans
- Builder Credit Facilities
- Residential Fix & Flip Loans
- Construction Loans
Our goal is to offer you more choices, better terms, and a streamlined loan process. We prioritize your unique needs, ensuring flexible financing options with various term lengths and features.
Contact our expert Commercial Loan Originators today to discuss your specific requirements and obtain a competitive quote. Click the button below or call us at 800-616-2050.
The team at INSIGNIA Financial Services is available to discuss your real estate or small business lending needs and we’re available to answer any questions you may have about financing.
Send us a secure message using the form below.