Rental Portfolio Loans
Blanket lien financing for a wide range of properties, including apartment buildings, single family rentals, vacation rentals, and more.
Fast, Flexible Financing for Investors
INSIGNIA Financial Services seamlessly provides real estate investors fast, efficient access to a variety of residential rental portfolio loans with flexible terms, acquisition plus rehab bridge financing, and various loan structures for stabilized assets.
Performance
We are client-centric and performance driven dealmakers. Your success is our success.
Specialization
We're seasoned lending professionals with thousands of loans funded.
Transparency
We provide a transparent engagement, diligence and closing process.
Certainty
Capitalize on more opportunities with greater certainty of execution.
Simple Requirements
We provide blanket lien financing for a wide range of properties, including apartment buildings, single family rentals, vacation rentals, and more.
We’re flexible, easy to work with, and we’re highly experienced dealmakers providing our clients certainty of execution and exceptional value.
- Up to 80% Aggregate LTV
- Up to 75% LTV Cash Out
- Fixed Rates
- Range of Terms Available
- 5 Property Minimum
- 1-4 Unit Properties
- 5-20 Unit Multifamily
- Partial or Full Term I/O
Discuss your needs with an expert
Rental Portfolio Loans
We provide financing to investors to acquire, refinance, or rehab multiple properties with the convenience and efficiency of a single loan.
- Acquisition or refinance
- No W2, paystub, or tax returns required
- Amortization up to 30 years
- Cash out permitted
- Fixed rates & ARMs
- Renovation financing
Stabilized Fixed-Rate Financing
| ELIGIBLE PROPERTY TYPES |
Portfolios (minimum of 5 units per loan) of:
|
| ELIGIBLE LOCATIONS | All states, except for Nevada |
| ELIGIBLE BORROWER | Must be a newly formed, single-purpose LLC. |
| LOAN TERM | 5-, 7-, and 10-year |
| MINIMUM LOAN AMOUNT | $1M |
| MAXIMUM LTV | 80% (30-year amortizing); 75% Cash Out; 70% (full-term interest-only). |
| MINIMUM DSCR | 1.20x |
| INTEREST RATE | Fixed |
| OCCUPANCY REQUIREMENTS | 90% occupied at rate lock. |
| LEASES | Minimum 12-month leases. |
| CASH MANAGEMENT | Typically required for loans above $25M. |
| PREPAYMENTS/ASSET RELEASES | Subject to either yield maintenance or step-down prepayment penalty structure. |
| RECOURSE | Loans above $5M are non-recourse; loans $5M and below can be recourse or non-recourse. |
| SPONSORSHIP | Established track record, appropriate net worth, and liquidity commensurate with the transaction. |
| PRICING | Based upon loan and property specifics |
*All final terms are subject to underwriting discretion that typically follows a review of the deal structure and a full due diligence package.
Contact Us
The team at INSIGNIA Financial Services is available to discuss your financing needs and answer any questions you may have.
Send us a secure message using the form below.