Rental Portfolio Loans

Blanket lien financing for a wide range of properties, including apartment buildings, single family rentals, vacation rentals, and more.

rental portfolio loans

Fast, Flexible Financing for Investors

INSIGNIA Financial Services seamlessly provides real estate investors fast, efficient access to a variety of residential rental portfolio loans with flexible terms, acquisition plus rehab bridge financing, and various length terms for stabilized assets.


We are client-centric and performance driven dealmakers. Your success is our success.


We're seasoned lending professionals with thousands of loans funded.


We provide a transparent engagement, diligence and closing process.


Capitalize on more opportunities with greater certainty of execution.

Simple Requirements

We provide blanket lien financing for a wide range of properties, including apartment buildings, single family rentals, vacation rentals, and more.

We’re flexible, easy to work with, and we’re highly experienced dealmakers providing our clients certainty of execution and exceptional value.

lending professionals

Discuss your needs with an expert

Stabilized Fixed-Rate Financing


Portfolios (minimum of 5 units per loan) of:

  • Single-family homes
  • Townhomes
  • Row homes
  • Condos
  • 2- to 20-unit multifamily properties
  • No owner-occupied units
ELIGIBLE LOCATIONSAll states, except for Nevada
ELIGIBLE BORROWERMust be a newly formed, single-purpose LLC.
LOAN TERM5-, 7-, and 10-year
MAXIMUM LTV75% (30-year amortizing); 70% (full-term interest-only).
OCCUPANCY REQUIREMENTS90% occupied at rate lock.
LEASESMinimum 12-month leases.
CASH MANAGEMENTTypically required for loans above $25M.
PREPAYMENTS/ASSET RELEASESSubject to either yield maintenance or step-down prepayment penalty structure.
RECOURSELoans above $5M are non-recourse; loans $5M and below can be recourse or non-recourse.
SPONSORSHIPEstablished track record, appropriate net worth, and liquidity commensurate with the transaction.
PRICINGBased upon loan and property specifics

*All final terms are subject to underwriting discretion that typically follows a review of the deal structure and a full due diligence package.

Obtain a Quote

Obtain a custom quote for your specific financing needs

Contact Us

The team at INSIGNIA Financial Services is available to discuss your real estate or small business lending needs and we’re available to answer any questions you may have about our financing solutions.

Send us a secure message using the form below.

Operations Center

1020 Milwaukee Ave, Suite 230
Deerfield, Illinois 60015

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