Blanket Lien Financing

Rental Portfolio Loans

Flexible Financing

We offer a variety of residential rental portfolio loans with flexible terms, acquisition plus rehab bridge financing, and various length terms for stabilized assets.

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Attractive Financing Options

INSIGNIA Financial Services provides an array of attractive financing options through several programs tailored to meet specific client demands. With the ability to close as quickly as five business days from term sheet execution, our platform offers interest-only loans, non-recourse options, pre-payment flexibility, and can accommodate future funding requirements.

Stabilized Rental Portfolio Fixed-Rate Financing


Portfolios (minimum of 5 units per loan) of:

  • Single-family homes
  • Townhomes
  • Row homes
  • Condos
  • 2- to 20-unit multifamily properties
  • No owner-occupied units
ELIGIBLE LOCATIONSAll states, except for Nevada
ELIGIBLE BORROWERMust be a newly formed, single-purpose LLC.
LOAN TERM5-, 7-, and 10-year
MAXIMUM LTV75% (30-year amortizing); 70% (full-term interest-only).
OCCUPANCY REQUIREMENTS90% occupied at rate lock.
LEASESMinimum 12-month leases.
CASH MANAGEMENTTypically required for loans above $25M.
PREPAYMENTS/ASSET RELEASESSubject to either yield maintenance or step-down prepayment penalty structure.
RECOURSELoans above $5M are non-recourse; loans $5M and below can be recourse or non-recourse.
SPONSORSHIPEstablished track record, appropriate net worth, and liquidity commensurate with the transaction.
PRICINGBased upon loan and property specifics

*All final terms are subject to underwriting discretion that typically follows a review of the deal structure and a full due diligence package.

Why Choose Us


We're seasoned lending professionals with thousands of loans funded.


We provide a transparent engagement, diligence and closing process.


We are client-centric and performance driven dealmakers. Your success is our success.


Capitalize on more opportunities with greater certainty of execution.

Contact Us

The team at INSIGNIA Financial Services is available to discuss your real estate or small business lending needs and we’re available to answer any questions you may have about our financing solutions.

Send us a secure message using the form below.

Operations Center

1020 Milwaukee Ave, # 230
Deerfield, Illinois 60015

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