Blanket Lien Financing
Rental Portfolio Loans
We offer a variety of residential rental portfolio loans with flexible terms, acquisition plus rehab bridge financing, and various length terms for stabilized assets.
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Attractive Financing Options
INSIGNIA Financial Services provides an array of attractive financing options through several programs tailored to meet specific client demands. With the ability to close as quickly as five business days from term sheet execution, our platform offers interest-only loans, non-recourse options, pre-payment flexibility, and can accommodate future funding requirements.
Stabilized Rental Portfolio Fixed-Rate Financing
|ELIGIBLE PROPERTY TYPES|
Portfolios (minimum of 5 units per loan) of:
|ELIGIBLE LOCATIONS||All states, except for Nevada|
|ELIGIBLE BORROWER||Must be a newly formed, single-purpose LLC.|
|LOAN TERM||5-, 7-, and 10-year|
|MINIMUM LOAN AMOUNT||$1.5M|
|MAXIMUM LTV||75% (30-year amortizing); 70% (full-term interest-only).|
|OCCUPANCY REQUIREMENTS||90% occupied at rate lock.|
|LEASES||Minimum 12-month leases.|
|CASH MANAGEMENT||Typically required for loans above $25M.|
|PREPAYMENTS/ASSET RELEASES||Subject to either yield maintenance or step-down prepayment penalty structure.|
|RECOURSE||Loans above $5M are non-recourse; loans $5M and below can be recourse or non-recourse.|
|SPONSORSHIP||Established track record, appropriate net worth, and liquidity commensurate with the transaction.|
|PRICING||Based upon loan and property specifics|
*All final terms are subject to underwriting discretion that typically follows a review of the deal structure and a full due diligence package.
Why Choose Us
The team at INSIGNIA Financial Services is available to discuss your real estate or small business lending needs and we’re available to answer any questions you may have about our financing solutions.
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