Blanket Lien Financing
Rental Portfolio Loans
Flexible Financing
- Single Family
- Townhomes
- Condominium
- Multifamily
We offer a variety of residential rental portfolio loans with flexible terms, acquisition plus rehab bridge financing, and various length terms for stabilized assets.
- Acquisition or Refinance
- Recapitalization
- Cash Out Permitted
- 5 Property Minimum
- 1-4 Unit Properties
- 5-20 Unit Multifamily
- Up to 75% Aggregate LTV
- Fixed Rates
- Range of Terms Available
Discuss your needs with an expert
Attractive Financing Options
INSIGNIA Financial Services provides an array of attractive financing options through several programs tailored to meet specific client demands. With the ability to close as quickly as five business days from term sheet execution, our platform offers interest-only loans, non-recourse options, pre-payment flexibility, and can accommodate future funding requirements.
Stabilized Rental Portfolio Fixed-Rate Financing
| ELIGIBLE PROPERTY TYPES | Portfolios (minimum of 5 units per loan) of:
|
| ELIGIBLE LOCATIONS | All states, except for Nevada |
| ELIGIBLE BORROWER | Must be a newly formed, single-purpose LLC. |
| LOAN TERM | 5-, 7-, and 10-year |
| MINIMUM LOAN AMOUNT | $1.5M |
| MAXIMUM LTV | 75% (30-year amortizing); 70% (full-term interest-only). |
| MINIMUM DSCR | 1.20x |
| INTEREST RATE | Fixed |
| OCCUPANCY REQUIREMENTS | 90% occupied at rate lock. |
| LEASES | Minimum 12-month leases. |
| CASH MANAGEMENT | Typically required for loans above $25M. |
| PREPAYMENTS/ASSET RELEASES | Subject to either yield maintenance or step-down prepayment penalty structure. |
| RECOURSE | Loans above $5M are non-recourse; loans $5M and below can be recourse or non-recourse. |
| SPONSORSHIP | Established track record, appropriate net worth, and liquidity commensurate with the transaction. |
| PRICING | Based upon loan and property specifics |
*All final terms are subject to underwriting discretion that typically follows a review of the deal structure and a full due diligence package.
Why Choose Us
Specialization
We're seasoned lending professionals with thousands of loans funded.
Simplified
We provide a transparent engagement, diligence and closing process.
Performance
We are client-centric and performance driven dealmakers. Your success is our success.
Certainty
Capitalize on more opportunities with greater certainty of execution.
Contact Us
The team at INSIGNIA Financial Services is available to discuss your real estate or small business lending needs and we’re available to answer any questions you may have about our financing solutions.
call us
800-616-2050
Send us a secure message using the form below.
Operations Center
1020 Milwaukee Ave, # 230
Deerfield, Illinois 60015