Rental Portfolio Loans
Blanket lien financing for a wide range of properties, including apartment buildings, single family rentals, vacation rentals, and more.
Fast, Flexible Financing for Investors
INSIGNIA Financial Services seamlessly provides real estate investors fast, efficient access to a variety of residential rental portfolio loans with flexible terms, acquisition plus rehab bridge financing, and various length terms for stabilized assets.
Performance
We are client-centric and performance driven dealmakers. Your success is our success.
Specialization
We're seasoned lending professionals with thousands of loans funded.
Transparency
We provide a transparent engagement, diligence and closing process.
Certainty
Capitalize on more opportunities with greater certainty of execution.
Simple Requirements
We provide blanket lien financing for a wide range of properties, including apartment buildings, single family rentals, vacation rentals, and more.
We’re flexible, easy to work with, and we’re highly experienced dealmakers providing our clients certainty of execution and exceptional value.
- Up to 75% Aggregate LTV
- Fixed Rates
- Range of Terms Available
- 5 Property Minimum
- 1-4 Unit Properties
- 5-20 Unit Multifamily
Discuss your needs with an expert
Stabilized Fixed-Rate Financing
| ELIGIBLE PROPERTY TYPES | Portfolios (minimum of 5 units per loan) of:
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| ELIGIBLE LOCATIONS | All states, except for Nevada |
| ELIGIBLE BORROWER | Must be a newly formed, single-purpose LLC. |
| LOAN TERM | 5-, 7-, and 10-year |
| MINIMUM LOAN AMOUNT | $1.5M |
| MAXIMUM LTV | 75% (30-year amortizing); 70% (full-term interest-only). |
| MINIMUM DSCR | 1.20x |
| INTEREST RATE | Fixed |
| OCCUPANCY REQUIREMENTS | 90% occupied at rate lock. |
| LEASES | Minimum 12-month leases. |
| CASH MANAGEMENT | Typically required for loans above $25M. |
| PREPAYMENTS/ASSET RELEASES | Subject to either yield maintenance or step-down prepayment penalty structure. |
| RECOURSE | Loans above $5M are non-recourse; loans $5M and below can be recourse or non-recourse. |
| SPONSORSHIP | Established track record, appropriate net worth, and liquidity commensurate with the transaction. |
| PRICING | Based upon loan and property specifics |
*All final terms are subject to underwriting discretion that typically follows a review of the deal structure and a full due diligence package.
Contact Us
The team at INSIGNIA Financial Services is available to discuss your real estate or small business lending needs and we’re available to answer any questions you may have about our financing solutions.
call us
800-616-2050
Send us a secure message using the form below.
Operations Center
1020 Milwaukee Ave, Suite 230
Deerfield, Illinois 60015