Comprehensive Solutions
INSIGNIA Financial Services seamlessly provides multifamily property owners and investors fast, efficient access to a broad supply of agency, bank, CMBS, credit union, debt fund, life company, and private lender capital with expert guidance, certainty of execution, and a streamlined process.
Performance
We are client-centric and performance driven dealmakers. Your success is our success.
Specialization
We're seasoned lending professionals with thousands of loans funded.
Transparency
We provide a transparent engagement, diligence and closing process.
Certainty
Capitalize on more opportunities with greater certainty of execution.
Expert Guidance
Whether your goal is to grow your portfolio, improve returns on existing assets, or meet other financial goals, we have the expertise and reliability to deliver.
- Small Apartment Buildings
- Affordable Housing
- Market Rate Multifamily
- Skilled Nursing & Healthcare
- Mixed Use
- Assisted Living
- Manufactured Housing
- Student Housing
- Workforce Housing
Fannie Mae
Starting at $750K
Freddie Mac
Starting at $1MM
USDA Loans
Starting at $2MM
HUD FHA Loans
Starting at $2MM
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Fannie Mae:
Fannie Mae's multifamily loan programs, including loans for acquiring or refinancing multifamily, affordable, student housing, or seniors housing property, are designed for properties with 5 or more units. These programs offer a variety of features, including competitive interest rates, flexible terms, non-recourse, and relatively high leverage.
Freddie Mac:
Freddie Mac's multifamily loan programs are similar to Fannie Mae's, but also offer some specialized programs for properties with special needs such as targeted affordable housing, seniors, green renovations, or properties that are located in underserved areas.
HUD:
These programs offer a variety of features, including below-market interest rates, subsidized loans, and grants. HUD offers a number of multifamily loan programs, including Section 221(d)(4), Section 223(f), FHA HUD Section 223(a)(7), FHA HUD Section 232, and Section 236.
USDA:
USDA's multifamily loan programs are designed to help borrowers finance rural housing projects, including USDA offers a number of multifamily loan programs, including the Single Family Housing Guaranteed Loan (SFHGL) for properties with up to 12 units, and Multifamily Housing Guaranteed Loan (MFHGL) for properties with up to 50 units.
About Agency Multifamily Loans
When evaluating the different types of multifamily loan programs available, there are a number of factors to consider, such as the size of the property, the number of units, and the borrower’s experience, liquidity, and credit score. The four major government-sponsored enterprises (GSEs) offer a variety of programs that can help you finance multifamily investments.
This page summarizes the available multifamily loan program offerings from Fannie Mae, Freddie Mac, HUD, and USDA. We’ll also provide links to more detailed information about each program.
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