Fannie Mae | Freddie Mac

Multifamily Loans

Discover the ideal financing to fuel your success

Comprehensive Solutions

INSIGNIA Financial Services seamlessly provides multifamily property owners and investors fast, efficient access to a broad supply of agency, bank, CMBS, credit union, debt fund, life company, and private lender capital with expert guidance, certainty of execution, and a streamlined process.


We are client-centric and performance driven dealmakers. Your success is our success.


We're seasoned lending professionals with thousands of loans funded.


We provide a transparent engagement, diligence and closing process.


Capitalize on more opportunities with greater certainty of execution.

Expert Guidance

Whether your goal is to grow your portfolio, improve returns on existing assets, or meet other financial goals, we have the expertise and reliability to deliver.

Fannie Mae

Starting at $750K

Freddie Mac

Starting at $1MM

USDA Loans

Starting at $2MM


Starting at $2MM

Discuss your needs with an expert

Fannie Mae:

Fannie Mae's multifamily loan programs, including loans for acquiring or refinancing multifamily, affordable, student housing, or seniors housing property, are designed for properties with 5 or more units. These programs offer a variety of features, including competitive interest rates, flexible terms, non-recourse, and relatively high leverage.

Freddie Mac:

Freddie Mac's multifamily loan programs are similar to Fannie Mae's, but also offer some specialized programs for properties with special needs such as targeted affordable housing, seniors, green renovations, or properties that are located in underserved areas.


These programs offer a variety of features, including below-market interest rates, subsidized loans, and grants. HUD offers a number of multifamily loan programs, including Section 221(d)(4), Section 223(f), FHA HUD Section 223(a)(7), FHA HUD Section 232, and Section 236.


USDA's multifamily loan programs are designed to help borrowers finance rural housing projects, including USDA offers a number of multifamily loan programs, including the Single Family Housing Guaranteed Loan (SFHGL) for properties with up to 12 units, and Multifamily Housing Guaranteed Loan (MFHGL) for properties with up to 50 units.

About Agency Multifamily Loans

When evaluating the different types of multifamily loan programs available, there are a number of factors to consider, such as the size of the property, the number of units, and the borrower’s experience, liquidity, and credit score. The four major government-sponsored enterprises (GSEs) offer a variety of programs that can help you finance multifamily investments.

This page summarizes the available multifamily loan program offerings from Fannie Mae, Freddie Mac, HUD, and USDA. We’ll also provide links to more detailed information about each program.

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Let us provide you with a highly competitive quote for your next project or acquisition.

Contact Us

The team at INSIGNIA Financial Services is available to discuss your real estate or small business lending needs and we’re available to answer any questions you may have about our financing solutions.

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1020 Milwaukee Ave, Suite 230
Deerfield, Illinois 60015

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