The Impact of Rising Interest Rates on DSCR Loans

Long term rental loans, or DSCR (debt service coverage ratio) loans, have become popular in recent years for investors looking to buy and hold properties. Borrowers love them because these loan types allow them to qualify for a financing using their property’s cash flow rather than their income, and lenders love them because they can be highly accretive to their loan portfolios held for investment.

Nationwide Debate Over Moratoriums and Good Cause Evictions

Good cause eviction legislation has been gaining momentum in recent months, especially in New York state. Since last summer, four upstate cities have passed good cause eviction laws, including Albany, Poughkeepsie and Newburgh. Meanwhile, smaller towns like New Paltz, Kingston, and Hudson are also considering passing similar bills.

Why You Should Consider Agency Financing For Your Multifamily Property

Could agency lending be the right fit for your multifamily investment? While there are many options to consider when financing your multifamily property, INSIGNIA is here to help you navigate the process. For more information, talk to one of our multifamily experts or get an instant quote through our instant quote tool.

The US Tax Code Favors Real Estate Investors

Virtual CFO Pros

Yet, most investors don’t know how to take advantage of these tax benefits. A real estate investor focused, virtual CFO will help investors implement tax savings strategies to successfully to reduce or defer the resulting income tax from the sale of real estate. Real Estate Investors can face unique tax challenges from the sale of real […]

2020 Mid-Year Multifamily Outlook

The vast majority of apartment properties are performing well despite the crisis caused by the coronavirus; however, that may change if lawmakers do not renew or replace the programs supporting millions who lost jobs or income, according to mid-2020 forecasts from economists at three apartment market research firms.

RESOURCES FOR SMALL BUSINESS DURING COVID-19

INFORMATION AND RESOURCES FOR SMALL BUSINESS DURING COVID-19 As our global community looks to contain and combat COVID-19 (or what’s commonly referred to as the Coronavirus), businesses must take every precaution to ensure the safety of both their employees and their customers. The outbreak and response leave many small business owners feeling stressed and anxious; […]

You Asked: Single Family Rentals

INSIGNIA loves working with investors in single family rental (SFR) properties (single family, townhouse, condo, 2-4 unit) due to their defensive nature and durable moat. Given the late stage of the market cycle, we are seeing a focus on affordable housing since investors largely believe this sector will outperform higher class housing in a recession. Multifamily investing is an excellent strategy, but requires a little more sophistication and capital when done properly.

Americans are Moving Less According to US Census Bureau

Correlation to higher percentage of long-term renters for real estate investors in single family and multifamily rentals.

Fewer than 10% of Americans moved to new places in the 2018-2019 year, the lowest rate since the Census Bureau began tracking domestic relocations in 1947.
Why it matters: Despite a strong economy, more people are feeling locked in place. Young adults, who have historically been the most mobile, are staying put these days thanks to housing and job limitations. So are aging adults who are reluctant to (or can’t afford to) make a move.