Downloads
Commercial Loan Application Forms and Documents
Download the application forms, schedules and templates used to prepare a commercial real estate financing request. The documents you need depend on the loan program, property type and borrower structure, and your advisor confirms the final list for your transaction.
Core Application Documents
These six documents start most requests, whether the loan is bank, credit union, SBA, bridge or agency financing.
PDF, 365 KB
Business Loan Application
Borrower, entity and request information for a commercial real estate loan.
Download PDFPDF, 146 KB
Authorization and Consent
Borrower authorization for credit and background review.
Download PDFPDF, 568 KB
Personal Financial Statement
Assets, liabilities and contingent obligations for each principal and guarantor.
Download PDFExcel, 34 KB
Schedule of Real Estate Owned
Properties owned by the sponsor, with debt, value and income for each.
Download ExcelPDF, 34 KB
Business Debt Schedule
Existing business debt by lender, with balance, payment and maturity.
Download PDFExcel, 20 KB
Borrower Experience Form
Summary of the sponsor's real estate and operating experience.
Download ExcelA Construction Loan Addendum and a Guarantor Addendum are provided by your advisor when your transaction calls for them. To request either, call 800-616-2050 or request a quote.
Property-Type Applications
Commercial mortgage applications built for specific asset classes. Each covers the loan request, borrower, property and building details, a rent roll and the operating history lenders underwrite for that property type. Program details are on our multifamily, self-storage and assisted living and healthcare pages.
PDF, 291 KB
Commercial Mortgage Application: Multifamily
Application for apartment properties of 5 or more units, with a unit-mix rent roll and a multi-year income and expense statement.
Download PDFPDF, 384 KB
Commercial Mortgage Application: Office
Application for office property, with a tenant rent roll and an income and expense statement that includes leasing commissions and tenant improvements.
Download PDFPDF, 341 KB
Commercial Mortgage Application: Retail
Application for retail property, with a tenant rent roll, expense reimbursements and percentage rent.
Download PDFPDF, 399 KB
Commercial Mortgage Application: Industrial
Application for industrial property, with loading, clear height and building details, a rent roll and a multi-year income and expense statement.
Download PDFPDF, 568 KB
Commercial Mortgage Application: Self-Storage
Application for self-storage property, with a unit-type rent roll covering interior, exterior, climate-controlled and yard storage.
Download PDFPDF, 254 KB
Commercial Mortgage Application: Hotel
Application for hotel property, with subtype, franchise, room count, ADR and occupancy, and departmental income and expenses.
Download PDFPDF, 827 KB
Commercial Mortgage Application: Health Care
Application for nursing, assisted living and congregate care property, with a bed-based rent roll and a multi-year income and expense statement.
Download PDFPDF, 547 KB
Commercial Mortgage Application: Mobile Home Park
Application for mobile home parks, with a rent roll by home type and pad, including single-wide, double-wide and RV spaces.
Download PDFProperty and Income Documents
For income-producing property, add the rent roll that matches the asset. Use the income worksheet when the borrower is a start-up or is acquiring an operating business. Program details are on our apartment loan and agency multifamily loan pages.
Excel, 23 KB
Commercial Rent Roll
Tenants, leases and rents for office, retail, industrial and other commercial properties.
Download ExcelExcel, 100 KB
Multifamily Rent Roll
Unit mix, rents and occupancy for apartment properties.
Download ExcelExcel, 19 KB
Income Projection Worksheet
Projected income for a start-up or newly acquired operating business.
Download ExcelSBA Forms
The SBA publishes these forms, and revisions change over time, so your advisor will confirm the current version before you complete them. Program details are on the SBA 504 and 7(a) pages, including 7(a) and 504.
PDF, hosted by SBA.gov
SBA Form 1919, Borrower Information (7(a))
Borrower information form for SBA 7(a) loan requests, completed by the applicant business and submitted to the lender.
View on SBA.govPDF, hosted by SBA.gov
SBA Form 1244, 504 Borrower Information
Borrower information form for SBA 504 loans, completed by the borrower and the Certified Development Company.
View on SBA.govPDF, hosted by SBA.gov
SBA Form 413, Personal Financial Statement
The SBA's personal financial statement, used to assess applicants for SBA 7(a) and 504 loans.
View on SBA.govTypical Document Packages by Loan Type
| Loan scenario | Typical documents | Related program |
|---|---|---|
| Any commercial real estate request | Business Loan Application, Authorization and Consent, Personal Financial Statement for each guarantor, Schedule of Real Estate Owned, Business Debt Schedule, Borrower Experience Form | Loan Programs |
| Income-producing acquisition or refinance | Core documents plus the Commercial Rent Roll or Multifamily Rent Roll | Bank Loans, Agency Multifamily |
| Property-type application | Core documents, using the Commercial Mortgage Application for your property type: multifamily, office, retail, industrial, self-storage, hotel, health care or mobile home park | Loan Programs |
| Ground-up construction or major renovation | Core documents plus a Construction Loan Addendum, provided by your advisor | Ground-Up Construction |
| SBA 7(a) loan | Core documents plus SBA Form 1919 and SBA Form 413 | SBA 7(a) |
| SBA 504 loan | Core documents plus SBA Form 1244 and SBA Form 413 | SBA 504 |
| Start-up or newly acquired operating business | Core documents plus the Income Projection Worksheet | SBA Loans |
The Document Submission Process
- Step 1
Match Your Loan Type
Use the package table above to see which documents typically apply to your request.
- Step 2
Complete the Forms
Fill in the Excel templates and save them. Complete and sign the PDF forms.
- Step 3
Return to Your Advisor
Your advisor confirms how to return completed documents. Start with the secure message form below or call 800-616-2050.
- Step 4
Package Review
Your advisor reviews the package for completeness and requests anything that is missing before it goes to lenders.
Frequently Asked Questions
Do I need to complete every document?
No. The documents depend on the loan program, the property type and the borrower structure. Most requests begin with the application, personal financial statement, schedule of real estate owned and business debt schedule. Your advisor confirms the rest.
Which rent roll template should I use?
Use the Multifamily Rent Roll for apartment properties and the Commercial Rent Roll for office, retail, industrial and other commercial properties. Mixed-use properties may need both.
What is the difference between SBA Form 1919 and Form 1244?
Form 1919 is the borrower information form used for SBA 7(a) loans. Form 1244 is the SBA 504 borrower information form, completed by the borrower and the Certified Development Company that processes the loan. See SBA 504 vs. 7(a) for how the programs compare.
Who completes the Personal Financial Statement?
Lenders generally ask for a personal financial statement from each guarantor and each principal owner. Your advisor will confirm who must sign for your transaction. For SBA 7(a) and 504 requests, the SBA's own personal financial statement is Form 413, listed under SBA Forms above.
Does submitting these documents guarantee a loan?
No. Submitting documents starts the evaluation of your request. All loans are subject to credit approval.
Are these forms for personal or household loans?
No. These documents support business-purpose commercial real estate financing. For investor programs on 1 to 4 unit properties, see builder finance and DSCR and rental loans.
Not Sure Which Documents You Need?
Tell us about the property and the financing objective, and your advisor will outline the documents for your request.
Contact Us
The team at INSIGNIA Financial Services is available to discuss your financing needs and answer any questions you may have.
Send us a secure message using the form below.