1031 As an Estate Planning Tool
1031 is a great way to preserve equity, reposition assets and defer substantial amounts in taxes. 1031 Exchanges can be a great estate planning tool for real estate investors.
Happy New Year
Wishing everyone a bright and healthy New Year from INSIGNIA Financial Services LLC! https://insigniafs.com/wp-content/uploads/2022/12/IFS-2023-Happy-New-Year-Facebook-Post-1-1.mp4
Freddie Mac Multifamily Experience
Freddie Mac will begin accepting ownership of two- to four-unit properties (duplexes, triplexes or quadplexes) as relevant experience for all loans in its Optigo® Small Balance Loans (SBL) program.
Private Money Loans vs. Hard Money Loans
Investing in real estate is a very lucrative business, but you can only succeed with access to capital.
Private and hard money loans are great options for real estate investors because they give you access to capital with fewer requirements and greater certainty.
The Housing Market Correction
Low supply and strong demand will limit the extent home prices depreciate. If our forecast for Fed rate cuts is realized, mortgage rates are likely to fall slightly, which will spur an improvement in sales activity and reignite home price appreciation heading into 2024.
Chicago South Side Multifamily Investor Meetup
Join Root Realty and INSIGNIA Financial Services LLC for the Southside Landlord Enrichment Event
The Impact of Rising Interest Rates on DSCR Loans
Long term rental loans, or DSCR (debt service coverage ratio) loans, have become popular in recent years for investors looking to buy and hold properties. Borrowers love them because these loan types allow them to qualify for a financing using their property’s cash flow rather than their income, and lenders love them because they can be highly accretive to their loan portfolios held for investment.
Distressed CMBS Hotel Loans Generated Average Cap Rate of 11.84 Percent
The year that just ended was dominated by a new variant of COVID-19, and the surge in the Omicron strain meant a delay to return to office plans, dampened consumer activity and fed global supply chain woes, writes Kevin Thorpe, Cushman & Wakefield chief economist. “However, just weeks into 2022, we have reasons to be cautiously optimistic, which bodes well for […]
Why You Should Consider Agency Financing For Your Multifamily Property
Could agency lending be the right fit for your multifamily investment? While there are many options to consider when financing your multifamily property, INSIGNIA is here to help you navigate the process. For more information, talk to one of our multifamily experts or get an instant quote through our instant quote tool.
2020 Mid-Year Multifamily Outlook
The vast majority of apartment properties are performing well despite the crisis caused by the coronavirus; however, that may change if lawmakers do not renew or replace the programs supporting millions who lost jobs or income, according to mid-2020 forecasts from economists at three apartment market research firms.
RESOURCES FOR SMALL BUSINESS DURING COVID-19
INFORMATION AND RESOURCES FOR SMALL BUSINESS DURING COVID-19 As our global community looks to contain and combat COVID-19 (or what’s commonly referred to as the Coronavirus), businesses must take every precaution to ensure the safety of both their employees and their customers. The outbreak and response leave many small business owners feeling stressed and anxious; […]
Single-Tenant Net-Lease Market Firing On All Cylinders As Cap Rates Hit Historic Lows
Competition among investors for single-tenant net-lease properties intensified last year, sending cap rates down to historic lows, and the widespread eagerness to buy in this market may not slow down in 2020, according to a Q4 net-lease report by Wilmette, Illinois-based The Boulder Group.
Eight Predictions for the Industrial Sector in 2020
Industrial properties have been highly sought-after by investors for the past several years. Will that trend continue in 2020?
SFR Investors Plan to Step Up Acquisitions in 2020
With strong rental growth and lower interest rates, the time looks favorable for acquiring more single-family rentals.
Americans are Moving Less According to US Census Bureau
Correlation to higher percentage of long-term renters for real estate investors in single family and multifamily rentals.
Fewer than 10% of Americans moved to new places in the 2018-2019 year, the lowest rate since the Census Bureau began tracking domestic relocations in 1947.
Why it matters: Despite a strong economy, more people are feeling locked in place. Young adults, who have historically been the most mobile, are staying put these days thanks to housing and job limitations. So are aging adults who are reluctant to (or can’t afford to) make a move.
Seller Financing
Both buyers and sellers stand to gain from seller financing. If you are a buyer, seller financing can give you the capital you need to actually make the purchase happen and make other lenders more likely to provide you with financing. If you are a seller, offering seller financing will bring you more prospects and perhaps let you charge a slightly higher price for the business.