CRE Lending Update: Bumps, Adjustments, and a Glimpse of Sunshine
Overall, the outlook for CRE is cautiously optimistic. The market is adjusting to the new normal, and there are signs of a potential rebound later this year.
Overall, the outlook for CRE is cautiously optimistic. The market is adjusting to the new normal, and there are signs of a potential rebound later this year.
When it comes to financing multifamily and commercial real estate, the assumption that a bank is the sole option for borrowers is far from the truth. In today’s dynamic market, while banks and credit unions play a role, there exists a multitude of alternative financing options.
How do you negotiate financing options for commercial real estate?
Acquiring and rehabbing properties can be the key to successful real estate investments. It not only increases resale value and profit but also allows investors to enter new markets and diversify their portfolios.
Wishing everyone a bright and healthy New Year from INSIGNIA Financial Services LLC! https://insigniafs.com/wp-content/uploads/2022/12/IFS-2023-Happy-New-Year-Facebook-Post-1-1.mp4
Investing in real estate is a very lucrative business, but you can only succeed with access to capital.
Private and hard money loans are great options for real estate investors because they give you access to capital with fewer requirements and greater certainty.
Long term rental loans, or DSCR (debt service coverage ratio) loans, have become popular in recent years for investors looking to buy and hold properties. Borrowers love them because these loan types allow them to qualify for a financing using their property’s cash flow rather than their income, and lenders love them because they can be highly accretive to their loan portfolios held for investment.
INSIGNIA loves working with investors in single family rental (SFR) properties (single family, townhouse, condo, 2-4 unit) due to their defensive nature and durable moat. Given the late stage of the market cycle, we are seeing a focus on affordable housing since investors largely believe this sector will outperform higher class housing in a recession. Multifamily investing is an excellent strategy, but requires a little more sophistication and capital when done properly.
Industrial properties have been highly sought-after by investors for the past several years. Will that trend continue in 2020?
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